Next-Generation Treasury Management

Cash Management, Advanced payment management, Treasury Management, Bank Communication Management, S/4HANA
alseda product manager


Product Manager
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Telia Sverige AB implementiert SAP Treasury auf S/4HANA

Implementation of SAP Treasury on S/4HANA

SAP S/4 HANA Treasury Management System (SAP TRM)

With its Financial Supply Chain Management (FSCM) applications, SAP AG offers integrated and holistic support for your treasury management processes. SAP FSCM consists of Treasury and Risk Management (TRM), Cash and Liquidity Management, In-House Cash (IHC), Bank Communication Management (BCM) and Advanced Payment Management (APM).

alseda offers the following services during the implementation of the SAP S/4HANA Treasury system:

  • Comprehensive analyses of your processes and financial flows
  • Real-time reporting for fast action and high transparency
  • Significant increase in productivity through digitalised processes
  • High performance through the consistent use of S/4HANA (in-memory computing)
  • Reduction of interfaces through seamless integration of APIs in your SAP landscape

SAP FSCM applications:

  • SAP Treasury and Risk Management (SAP TRM)
  • SAP Cash and Liquidity Management (SAP CLM)
  • SAP In-House Cash (SAP IHC)
  • SAP Bank Communication Management (SAP BCM)
  • SAP Advanced Payment Management (SAP APM)
  • SAP Multi-Bank Connectivity (SAP MBC)


Success Story:

Telia Sverige AB


Information on …

With SAP BCM (SAP Bank Communication Management), you as an entrepreneur arm yourself for the challenges of electronic payment transactions. Unauthorised access to your bank communication or the manipulation of payment media, for example, represent a considerable security risk. Ensuring the security of your payment transactions is therefore a top priority. In addition, you have to cope with the increasing complexity of payment transactions. All these requirements demand the use of a technologically extremely flexible software.

What is SAP BCM?

With SAP BCM, SAP Bank Communication Management, you manage your interfaces in SAP bank communication (revision-) securely and standardise your release processes for payments in SAP. SAP BCM thus complements the functions of SAP Multi-Bank Connectivity, which is responsible for technical bank communication. With SAP BCM (SAP Bank Communication Management), you can prepare yourself for the future as a bank.

Define the release process for your payments with SAP Bank Communication Management.

In SAP Bank Communication Management, you define your processes for releasing payments. First, you assign signature authorisations to authorised persons. These can then approve certain groups of payments, so-called payment batches. Then you define rules according to which the individual payment media are to be assigned to the batches. For example, you assign payments of large amounts to batches that have to go through a special approval procedure.

If you are using the extended functional scope of SAP S/4HANA Cash Management, you can optionally use the SAP Bank Relationship Management (SAP BRM) module for this. You can also authorise payments processed via SAP In-House Cash in SAP BCM.

Automate your payment process – with SAP BCM

Payments are then automatically assigned to a batch and thus to an authorised signatory via the SAP workflow. The security of the payment process can be further increased by two-factor authentication. Finally, the data carriers are created with the final release process.

With SAP Multi-Bank Connectivity (SAP MBC), SAP is reacting to the changes in electronic payment transactions in recent years. These pose great challenges, especially for growing and internationally active companies. This is because the connection of more and more banks to one’s own company creates an almost unmanageable complexity in payment transactions.

What is SAP Multi-Bank Connectivity?

SAP Multi-Bank Connectivity (SAP MBC) is SAP’s scalable solution for connecting multiple house banks to your company. Thanks to the SAP cloud platform, the third generation of bank communication enables streamlined and clear multi-bank connectivity.

This gives you better control over your payment transaction processes. In addition, you increase the efficiency as well as the transparency of your SAP payment transactions and reduce your associated costs. The low costs for integration and onboarding as well as maintenance of SAP MBC also contribute to a reduction in costs.

Integrate SAP MBC directly into your existing system

SAP MBC can be connected to both SAP S/4HANA and SAP ERP 6.0. SAP S/4HANA can be connected to your house banks directly from the system. To connect your financial institutions from SAP ERP 6.0, only a corresponding connector is required. The connection of your treasury management with your house banks takes place optionally via EBICS, SWIFT or host-to-host.

With SAP Advanced Payment Management (SAP APM), you can expand your payment management. With it, you are equipped for the increasing number of payment flows and the associated rising volume of documents. Heterogeneous system landscapes and inefficient process chains are a thing of the past with SAP Advanced Payment Management.

What is SAP Advanced Payment Management?

SAP Advanced Payment Management is a modern and scalable SAP solution for mapping your payment transaction processes. Your company’s entire payment transactions are bundled in the in-house bank, the SAP Payment Factory.

SAP Advanced Payment Management can be linked with established SAP components such as SAP In-House Cash, SAP Multi Bank Connectivity and the extended Cash Management under S/4HANA.

Process all payments with SAP Advanced Payment Management

The functional scope of SAP Advanced Payment Management covers a wide range of scenarios for processing payments.

In corporate groups, all payment orders of the subsidiaries are usually transmitted to the head office, which thus acts as an in-house bank. After their release, they are sent to the affiliated house banks. This process can also be triggered via the SAP modules SAP Bank Communication Management or SAP Multi Bank Connectivity.
Process any source and target formats with SAP Advanced Payment Management

After completing an automatic payment run, your subsidiaries transfer their data to the central SAP Advanced Payment Management. In the process, any source formats of the data medium are converted into an internal meta format in the Input Manager of SAP Advanced Payment Management.

Following the checking, enrichment and validation of internal and external payment orders, their clearing takes place. After successful completion, the data is converted into the target format in the Output Manager and transferred to the forwarding systems.

What is SAP IHC?

SAP In-House Cash is used to process intra-group and external payment transactions. By using “SAP In-House Cash” you can reduce the number of your external bank accounts and the volume of your foreign payments. “SAP In-House Cash” is used in the group at a central location, e.g. at the group headquarters.

Efficient processes in payment transactions

The central component of SAP In-House Cash is the In-House Cash Centre, through which payments between the individual subsidiaries are processed. The In-House Cash Centre corresponds to a virtual internal bank at which the subsidiaries maintain current accounts. Current account processing maps the receivables and liabilities between the In-House Cash Centre and the affiliated subsidiaries. It calculates the turnover and balances of the current accounts and forwards them in summarised form to “Financial Accounting” (FI).