EUDI Wallet in SAP: KYC and Onboarding Use Cases for Banks, Insurers, and the Public Sector
Germany’s digital identity now has a name: d-you. In September 2026, the Federal Digital Ministry (BMDS) unveiled the name and logo of the national EUDI Wallet – set to launch on January 2, 2027 with around 40 partners from business, science, and public administration. From day one, users will be able to prove their age, conclude contracts, and open bank accounts with verified digital credentials.
The European Digital Identity Wallet (EUDI) is thus moving from regulation to reality. For banks, insurers, and public-sector organizations, one question is becoming urgent: how can digital identity credentials be integrated into existing SAP processes – securely, audit-proof, and without media breaks?
This is exactly where the alseda EUDI Connector comes in. It links the EUDI Wallet ecosystem with SAP BTP, SAP S/4HANA, and other SAP components, so organizations can use verified identity data directly in their business processes – from account opening and KYC to contract conclusion, benefit applications, and customer onboarding.
Why the EUDI Wallet Matters for SAP Customers
Banks, insurers, and public institutions typically run complex SAP landscapes. Customer, citizen, and business-partner data is processed across several systems: SAP S/4HANA, SAP BTP, SAP IAS, SAP HANA Cloud, SAP Fiori, industry applications, or custom portals.
Once digital identities are provided through the EUDI Wallet, this data must be received, verified, and transferred into SAP processes securely. For IT managers, that means integration cannot remain an isolated side project – it has to fit the existing SAP architecture. The alseda EUDI Connector creates exactly that SAP-native link between wallet, verifier logic, and SAP target systems.
An SAP BTP Connector for Digital Identity
The alseda EUDI Connector is built as an SAP-BTP-native component and can be deployed as a BTP add-on, SaaS subscription, or side-by-side extension next to SAP S/4HANA.
It covers the core tasks of digital identity verification: receiving wallet presentations, verifying Verifiable Credentials, OpenID4VP-based verifier logic, trust checks against the relevant trust lists, handover of validated attributes to SAP applications, and audit-proof logging in SAP-aligned components. The result is a technical bridge between the EUDI Wallet ecosystem and productive SAP business processes.
Use Cases for Banks
For banks, the EUDI Wallet is most relevant in digital customer onboarding: verified identity data makes account opening, credit applications, and customer-data updates faster and more reliable.
Typical scenarios include digital account opening, KYC processes, credit application journeys, business-partner creation in SAP S/4HANA, customer master updates, identity verification in online banking, and audit-proof evidence in the audit store – identity data from the wallet flows into SAP processes without media breaks.
Use Cases for Insurers
Insurers benefit from direct EUDI Wallet integration in digital contract journeys, identity verification for new customers, claims and benefits processes, and secure customer-data updates.
Typical scenarios include digital insurance onboarding, identity checks at contract conclusion, master-data updates, digital signatures including qualified electronic signatures (QES), and verifiable audit trails. The advantage: identity data is no longer transferred manually but arrives in the SAP landscape in a structured, verifiable way.
Use Cases for the Public Sector
Public authorities need to embed digital identities into application and administration processes. The EUDI Wallet can provide citizen data, credentials, and entitlements digitally.
Typical scenarios include digital citizen identification, benefit and subsidy applications, proof of residence, evidence submitted to authorities, integration into SAP Public Sector processes, and audit-proof processing of verified attributes – secure, data-minimizing, and traceable.
Benefits for IT and Management
Integrating the EUDI Wallet into SAP is not just a compliance topic – it is an architecture topic for digital processes. The alseda EUDI Connector lets IT teams embed digital identity verification into existing SAP landscapes without burdening business departments with the technical complexity of OpenID4VP, Verifiable Credentials, or trust-registry processes.
Key benefits: SAP-native integration via BTP, lower integration effort, media-break-free handover of verified identity data, audit-proof processing, better process automation, and readiness for eIDAS 2.0 and the EUDI Wallet rollout.
Why alseda?
alseda combines SAP expertise with banking and public-sector experience. The alseda EUDI Connector was built for SAP landscapes and supports central components such as SAP BTP, SAP S/4HANA, SAP IAS, SAP HANA Cloud, SAP Event Mesh, and SAP Fiori – for organizations that want digital identity embedded in productive SAP processes rather than treated as an isolated project.
Conclusion
The EUDI Wallet is changing digital identity verification in Europe. Banks, insurers, and public-sector organizations now have the opportunity to bring digital identity into their SAP processes early. With the alseda EUDI Connector, they can prepare their SAP landscape for identity verification, KYC, onboarding, and eIDAS-2.0-driven requirements.
Ready to Integrate the EUDI Wallet into Your SAP Landscape?
Talk to our experts about your EUDI Wallet integration in SAP – for banking, insurance, and the public sector.
Contact us at infomail(at)alseda.com
